Outward Remittance

The smartest, safest and the most economical way of carrying forex. Exchange foreign currency at interbank/ zero margin (above 1lakh)
100% Secure-100% Peace of Mind. For every reason to send money abroad, Unipay provides a secure and reliable platform that guarantees peace of mind. We guarantee a simple and hassle-free experience, whether you’re transferring cash for medical assistance, paying tuition fees, or sending gifts to your family. This product entails sending money from a resident of one country, such as India, to a receiver in another country (excluding Nepal and Bhutan), for any reason permitted by the Foreign Exchange Management Act (FEMA).  

Key Guidelines To Consider For Outward Remittance :

Transaction Limit

Maximum Amount Of Money That Can Be Sent Abroad Under the Liberalised Remittance Scheme (LRS), an individual is allowed to send up to USD 2,50,000 (INR 20,420,774) abroad per fiscal year. This spending limit can be utilized for a single purchase or a series of purchases.

KYC Documents

To successfully execute FOREX transactions in accordance with RBI's foreign exchange transaction guidelines, you must comply with RBI rules and provide the necessary Know Your Customer (KYC) documents. It is essential to send money for purposes approved by the RBI.

Sustained Family Support

Family Maintenance

Support your loved ones financially by sending regular maintenance funds. Unipay ensures your family receives the financial support they need, regardless of where they are. Whether it is covering daily expenses or providing for their well-being, Unipay’s seamless money transfer service ensures that your family’s needs are met.

Seamless Education Provision

University Fees

Simplify the process of paying for education abroad. Unipay allows you to conveniently transfer funds to pay for your loved one’s university fees, ensuring a seamless educational journey. With Unipay’s efficient and secure platform, you can rest assured that tuition payments are made on time, enabling educational pursuits without any financial hurdles.

Streamlined Financial Repatriation

NRI Repatriation

Repatriate your funds effortlessly with Unipay. We provide a secure and efficient platform for transferring your earnings back to your home country, allowing you to easily manage your finances. We streamline the repatriation procedure, maximising your financial control, whether it’s retirement assets, investments, or savings.

Global Gifting Solution


Spread joy and celebrate special occasions by sending monetary gifts to your friends living overseas. Unipay ensures your gifts reach their recipients in a timely and secure manner. Whether it’s birthdays, anniversaries, or festive celebrations, our convenient transfer options make it easy to express love and care through meaningful financial gestures.

Secure, Reliable Returns


Investing is easier with Guaranteed Investment Certificates (GICs).  A GIC is a fixed-income investment with minimal risk that Canadian banks and trust firms offer. Secure your financial goals and enjoy peace of mind through reliable and predictable returns. GICs provide a fixed rate of return over a specific period, making them an attractive choice for those seeking stable investment opportunities.


Frequently Asked Questions

Find quick answers to commonly asked questions. From account queries to service details, get the information you need without any hassle. Simplify your experience with Unipay Forex!
Money can be sent abroad from India to over 180 countries. However, due to restrictions imposed by RBI/FEMA regulations, the scheme does not allow for the remittance of foreign exchange to Nepal and Bhutan.
Adhering to the RBI’s Liberalised Remittance Scheme, Unipay Forex allows individuals to send up to USD 2,50,000 (INR 20,420,774) abroad per fiscal year for various purposes, including educational expenses and medical support. It provides a secure and efficient platform for these transactions.
Unipay mandates customers to provide KYC documents, including proof of identity and address, in line with RBI’s foreign exchange transaction guidelines, which are crucial for the successful execution of forex transactions.
Unipay prioritises user security by using robust encryption technology and stringent security measures to safeguard transactions, preventing fraud and unauthorised access. This commitment to security ensures users’ financial transactions are conducted with confidence and peace of mind.
Unipay streamlines the repatriation of funds for NRIs by eliminating paperwork and bureaucratic hurdles. It offers a user-friendly interface for quick fund management, enabling informed financial decisions and efficient retirement funds, investments, or savings transfers.
Unipay offers a comprehensive solution for users to send funds for education and healthcare expenses, going beyond traditional remittance services. Users can send tuition fees, school supplies, and other education-related expenses, ensuring their loved one’s future success.
Unipay’s customer support team is dedicated to enhancing customer satisfaction by providing personalised assistance, addressing any questions or issues, and ensuring security, compliance, and customer satisfaction throughout their financial transactions.
Unipay has established strategic partnerships with leading banks, allowing customers to avail of Foreign Currency Drafts over the counters at our branches. This collaborative approach ensures an effortless and comprehensive experience for all inward remittance needs.