Explore the world of education with confidence as Unipay takes care of your financial needs through tailored overseas education loan, making international aspirations a reality.
We believe that every ambitious student deserves the opportunity to pursue an education abroad. Our Overseas Education Loan is specifically tailored to empower students like you, enabling you to explore the vast possibilities of international education. Whether you dream of studying in renowned universities or seeking unique academic experiences overseas, our loan program ensures that finances won’t be a barrier to your aspirations.
Managing the challenges of studying abroad might be daunting, but with Unipay on your side, you’ll have a stress-free journey. Our professional consultation team will walk you through the entire procedure. We’re here to help you with all you need, thanks to our large network of partners and profound expertise in the international education loan system.
At Unipay, we know that education expenses go beyond just tuition fees. Our Overseas Education Loan is carefully designed to cover a wide range of expenses, including tuition, housing, living expenses, travel charges, and even study materials. You can concentrate on your studies and personal development without being concerned about financial restraints. Our flexible repayment options further ensure that your loan suits your needs and financial capabilities, providing peace of mind for you and your family.
You will need admission proof from the foreign institution, valid passport, visa documents, academic transcripts, proof of income for you and your co-applicant, and bank statements.
Yes, overseas education loans typically cover tuition fees, travel costs, accommodation, insurance, and other related expenses.
Most lenders offer a moratorium period allowing you to start repayment after completing your course or after a grace period post-study.
If your loan is in INR but expenses are in foreign currency, fluctuations in exchange rates can affect your total cost. It’s advisable to plan and use forex services wisely.
Loan amounts vary, but can range from ₹15 lakhs to ₹1 crore depending on the country, course, and financial profile of the applicant.
For higher loan amounts, collateral such as property or fixed deposits may be required; smaller loans might be offered without collateral.
While some lenders may allow it, having a co-applicant (usually a parent or guardian) improves your chances of approval and better terms.
